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American Kids under-insured
Though the Medical Insurance has become essential element of life the study has indicated that even before the economic recession in America in 2008, sizable number of kids was under-insured. Many of the parents just could not afford to insure themselves as well as their kids. The analysis of survey data of the year 2007 has revealed these facts.
Even though there are private and public health insurance schemes, the kids covered under the private insurance schemes were the most sufferers. Due to inadequate insurance about one fourth of the kids insured with private insurance schemes could not get the desired services. Majority of the parents who covered their kids under private insurance experienced that the out of pocket expenses for various services not covered were unreasonable.
Due to an inadequate insurance coverage of kids many of them had to either forgo or delay the required health care, affecting their health adversely. The study has drawn a conclusion that under-insurance is as bad as no insurance. Considering the growing percentage of kids suffering from various diseases like asthma, diabetes, obesity this aspect needs more attention.
Kids’ health can be ensured only when then get proper health care services during their sickness. Figures indicate that almost two third of children suffering from mental health problem are not getting the help they need due to under insurance. It is also found that due to lack of medical facilities because of under insurance, these kids suffer heavily in their school performance compared to other adequately insured kids, who get all medical facilities. In fact the percentage of under insured black kids are higher than white kids and hence suffer from resultant health problems.
The problem of under insurance is badly affecting the pregnant women and their kids. Many of the pregnant women are not getting desired prenatal care. Low birth weight and infant mortality are the key health issues rising very fast due to under insurance and non availability of required medical help during pregnancy and immediately after the birth of the babies.
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Under insurance affecting the health of american kids is a post from: Ezine of Health where you can find information about Health Care, Public Health, Womens Health, Kids Health, Health Tips, Health Insurance and other Health related issues.