California being the most polluted state in the nation also has massive health risks. But around 20% of the population does not have any kind of health insurance cover. Insurance and particularly health insurance or medical insurance is the essential requirement of people all over the world including various states in the US. Insurance premium is essentially linked to the risk involved in every case. The most natural rule of insurance premium is high rate for high risk.
High risk patients are always facing problems if they do not have sufficient health cover. Particularly the aged one and those who do not earn sufficiently to pay for insurance cover are badly affected due to non-availability of essential medical support.
Pre existing diseases is the main criteria to close the doors of insurance for such people. However the Federal Government is planning to spend $5 billion for administration of the health insurance program for such people nationwide.
California is allotted sum of Rs. $761 from the Federal Government for the implementation of a program for health insurance at reduced rate for high risk patients. With this scheme thousands of Californians are bound to enjoy this benefit. The Medical Insurance Board, managing this program in California has expressed that high risk patients would get this insurance cover at a reduced rate of premium to the extent of 24%. This State funded health insurance plan at reduced rate shall operate till 2014.
The desire and the commitment of the Federal Government in association with State Government have contemplated to make the application of this program very easy. The person desirous to take benefit of such plan only needs to submit a letter from their doctor explaining the deniable condition.
This kind of scheme has been launched particularly for the benefit of those who are not insured for a minimum period of 6 months prior to making application for the benefit under the scheme, and for whom the private coverage of health problems is out of reach.The launching of this kind of insurance plan is welcomed by those who were out of any cover for health issues. Some of the participants have even expressed a feeling that the tax paid is utilized by Government properly for the benefit of such people.
Special Health Insurance plan in California for high risk patients is a post from: Ezine of Health where you can find information about Health Care, Public Health, Womens Health, Kids Health, Health Tips, Health Insurance and other Health related issues.